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It takes a low person to scan those who are grieving or coming to the end of their life,

but it happens more often than we realise.

Sometimes it's overcharging an elderly widow or upselling products that you know a family who are lost in a sea of emotion don't need.

But there has been a man who has repeatedly come back to scam people when they are at their most vulnerable time and time again. When they're planning, their loved

one's funeral. I'm Naomi'm I'm

I'm

I'm Richard Sage first set up a funeral home in the 1980s, but soon after setting it up, his company went under

and he was arrested on suspicion of fraud. He was charged and convicted and sentenced to five

years in prison. When he was released in 1989, he set up Belmont Air and Road Ambulance Service, which serviced Americans

who were taken ill in Europe until they recovered and could return home. He made a deal with

St Thomas's Hospital in London. The way it was supposed to work was that Americans would use the

services and then reclaim the costs

from an insurer based in Michigan in America. But there was no insurance company in Michigan.

It was a fake company that Richard had convinced people was real, including the National Health

Service. He was eventually caught and the NHS were half a million pounds down in debt

because they'd paid Richard for each patient he'd cared for,

but of course were never able to claim the money back.

Richard was again charged and convicted of fraud,

and this time he served seven years in prison.

At his trial, the judge said he was, quote, a practised professional confidence trickster.

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