Welcome to Real Talk Real Estate, the show where we cover how to build wealth in real estate with no fluff, no BS, and no sales pitches. I'm David Green, and I've been doing this for over 10 years. I've seen the ups, the downs, and everything in between. This is the show where we pull back the curtain and show it to you too. So if you want to build wealth through real estate or you just love learning about it, you found your home. What's going on, everyone.

Welcome to Real Talk, Real Estate.

I'm David Green, and I'm here with a real talk realtor episode. Got a great one for you all today. Before we get into this thing, just a reminder, thank you for listening to this. If you're a real estate agent, I think you're going to love today's show. And if you're not a real estate agent, you should still listen because today's guest has some really good advice when it comes to mindset, approach and actual practical tactics to grow a business, whether you're a real estate agent or not. But if you happen to wander into the podcast form, and you're like, what's this talk? Why are we talking about real estate agents? Well, we put out three shows a week. We have Mortgage Monday where we talk about the mortgage industry. We have Real Talk, realtor, where we interview agents about how to be better at their jobs and how to grow a successful business and help people build wealth through real estate. And then we have the David Green Show, which is for real estate investors. I'm joined today by Amy Dills out of Minnesota, who's a real estate broker that runs a team out there.

And she's got quite the story from doing well in real estate to hating it, to having it collapse, rebuilding it, finding herself in the process and being a better version of herself and a real estate agent in that process.

And she is gracious enough to come on today and share with everybody else

what she learned to hopefully speed up their own learning curve and their own success. Amy,

thanks for being here. Thanks for having me, David. Did I miss anything in your intro there that

you think should have been covered? I thought that was a pretty cute intro. Thank you for that.

Well, I am nothing if not cute. Okay, let's talk about your story. What was it like?

How did you get started? Where did you go? How did it fall apart? What is the story of Amy Dills?

So good. Well, I'm going to try to really focus on this because I got lots of stories and I'm a chatty girl.

But I got into real estate into, officially I would say, in 2010, not as an agent, but this was way back in the day where being pregnant was a preexisting condition. And when you graduated college, you got kicked off your parents' insurance.

And so I found myself graduated from college and expecting my first child and without health insurance.

And my brain went to the place that is, well, where am I going to live?

And at the time, Obama was given us $10,000 to or $8,000 to buy your first house. So I was like, well. Yeah, I remember that. This is around like, what, 2012 or so? Yeah. And so I visited a midwife because I couldn't get insurance. And she said that my baby was going to cost $4,000. So I was like, great, I'll just buy a house, then I'll get $8,000,

I'll pay for this baby, and we'll have a place to live. So that was like really how it started.

I was very young. I did not know what I was doing. And I had a terrible experience. I had like probably four or five real estate agents that we burned through. This was like not like

Zillow was a thing and we had iPhones in our hand, but the real estate agents were carrying

around paper and they were showing me listings. I wasn't like perusing the internet. I had no

money. So I bought a HUD house, which sucked the least.

I got that tax credit and I also got a bunch of money from, because I had lead-based paint, and I did an FHA 203K loan, which I have not run into anyone else who's done that.

And this whole experience really taught me that if that Dinkas can do it, so can I.

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