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Financial Audit

Financial Audit’s Biggest Gold Digger

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 9 June 2025

⏱️ 116 minutes

🧾️ Download transcript

Summary

You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored ▶Secrets EXPOSED in the post show... she his purchases from him and she finally tells him and it BLOWS UP... you need to watch, check it out here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW* ▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5 ▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. ▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join 1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/ 2. *Our budgeting program *20% off*: https://calebhammer.com/budget 3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing 4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula 5. Everything you need for buying your first home to buy your first investment property *20% off*: https://calebhammer.com/realestate/ 1. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks & ETFs. Terms apply: https://silomarkets.com/caleb All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. Financially, we are we are no I don't think financially

0:21.5

we're gonna stop it's so easy then why are we here I guess we're near the breaking

0:25.9

point I guess what we're not we are at the breaking point thing it's so fixable

0:30.4

though bull's shton you have a hundred dollars in your check it out but you're still

0:33.7

buying stuff that we do not need constantly who wouldn't want more of their

0:37.1

money to spend or to control in the way that they want it?

0:40.0

You are not seeing the alarm sound like he is.

0:43.1

Yes.

0:43.7

I don't know about that.

0:46.0

Download my budgeting app today and take control of your money once and for all.

0:49.9

And for a limited time only sign up for the annual version of premium and get my cookbook and

0:54.2

notebooks signed and mailed directly to you link in the description and pin comment below

0:58.2

hi i'm l i'm 31 and i'm paul and i'm 38 and we're from san antonio and this is financial

1:05.9

audit thanks for coming up from san antonio guys i really appreciate it all you're in front. Let's start with you. What do you do for a living? I'm a student. I just barely graduated from UTSA. Barely great. Yeah, well, December. As in, okay. So you're not that you almost failed. Oh, no, sorry. No, no, no. I recently graduated. What did you graduate with? I have a Bachelor of Biology.

1:28.1

Very good. What are we going to do? December. So it's been, it's like it's been about five months.

1:31.6

Yes. So I want to become a physician assistant. So I'm applying over the summer to physician assistant programs.

1:38.4

It's going to be expensive. Currently a master's student, but it starts in June. For another program, I got accepted.

1:44.7

Separate?

1:45.6

Yeah, I'm doing, okay, so it's really competitive, a physician assistant.

1:50.8

Yeah, it is.

1:51.5

Only, like, 13% of the people get accepted, and so I thought to be more competitive, I would

1:57.1

get a second master's degree.

...

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