Financial Audit’s Most Special Guest

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 11 June 2025

⏱️ 101 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶lol we pull up his "dating apps" and go through the chats by his request and something... uhh... pops up that was not supposed to. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW* ▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5 ▶▶▶ ▶ You can still take advantage of our Memorial Day Sale—get 30% off the Master Your Money Bundle at https://calebhammer.com/classpack/ or grab any individual course from the Master Series for 20% off here: https://bit.ly/master-courses Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Bundle my budgeting, debt, investing and real estate program for *30% off* https://calebhammer.com/classpack/ 2. *Our budgeting program *20% off*: https://calebhammer.com/budget 3. Our investing class and I’ll give you a $100 towards investing *20% off*: https://calebhammer.com/investing 4. Win with GOOD debt and get out of BAD debt correctly, learn how *20% off*: https://calebhammer.com/formula 5. Everything you need for buying your first home to buy your first investment property *20% off*: https://calebhammer.com/realestate/ ___________________________________________ Our Little Secret 🤫 : https://dollarwise.com/ ___________________________________________ ▶RESOURCES 1. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks & ETFs. Terms apply: https://silomarkets.com/caleb All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. How much do you normally pay on the Oaf three three months
0:21.5	why does all of a sudden we get to that more extra photos to get off okay there's about
0:26.0	50 different people on here Danny Twink XX cash there was maybe fifth there has to be a
0:32.6	hundred sevens when you graduated the special diploma download my budgeting app today and take control of your money once and for all.
0:40.5	And for a limited time only, sign up for the annual version of premium and get my cookbook
0:44.6	and notebook signed and mailed directly to you.
0:47.1	Link in the description and pin comment below.
0:50.4	My name is Dax.
0:51.4	I'm 39 years old from Oklahoma City.
0:53.5	And we are about to do financial audit. We're about to do. And now we are. We're here, financial audit. Thanks for coming down. What do you do up there for a living? I am a truck driver. Cool. Long haul, short haul. All over. We're hauling. We're hauling everywhere. Okay. Long haul can be some money. How are we doing? Okay. What's your, what's your income?
1:12.8	4,700 a month. Okay. Long haul can be some money. How are we doing? Okay. What's your, what's your income?
1:20.0	4,700 a month. Okay. Is that net or are we talking gross? That's after taxes. Okay, 4,700 a month.
1:44.3	We're talking $56,400 a year. Now, Oklahoma City, though, as far as major cities go, not really known for being the more expensive one. No, relatively cheap. So how are we living? Especially if you're just on the, okay, how often are you on the road versus having to stay at your apartment or whatever you live? I'm all the time. Okay. So you probably don't need anything too crazy. Probably go home maybe once a month. Really? Okay.
1:45.1	Depends.
1:45.4	So how are we doing?
1:47.6	It could be better.
1:48.9	Why?
1:50.3	This is a struggle.
1:51.3	You know, I had a partner that I was with.
1:54.2	Yeah.
1:55.2	And I was basically paying all the bills with no help.
2:00.9	Sugar Daddy?
	...

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