Welcome to the Jill on Money show. It's Monday, December 29th, and we are here answering your financial questions. If you've got one, get in touch with us. Just go to jillonmoney.com, click the contact us button, write us a note. And if you'd like to join us live, check the box. Mark will do everything else.

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separately. So if you just want to buy one webinar and not commit, $15, that's what it will cost

you for each individual webinar. Okay, let's get on to the program. Let us talk to Mary,

who listens to us somewhere in the Mid-Atlantic.

So I listened to the podcast, a fairly recent listener, and really just love the way you approach everything without judgment and just like you are where you are.

And so I'm looking for some practical advice.

I tend to be a worrier. I've heard you speak to people

like me before. I've done a variety of different things. I'm 63 years old and I'm a realtor,

but I'm ready to slow down. So the question I have is, do I have enough reserves, savings, etc, to make that happen? What I chose to do a couple

years ago, I was living in a townhouse closer to the beach. I elected to sell that because the

market was strong. And I purchased a two-bedroom, two-bath condo, and I have no mortgage.

Oh, that's nice. Well, let's start with that. How much is that worth?

I'm going to say about $3.25. Okay, no mortgage. Great. All right. So tell us what else.

How else are we going to finance this slowdown? How much money have you accumulated? Do you have

your own retirement account

because you're self-employed? It's in various categories, but in total, in a brokerage account,

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