Extended Child Care

Talking Real Money - Investing Talk

Don McDonald

Education, Investing, Business, How To

4.5 • 811 Ratings

🗓️ 8 September 2025

⏱️ 27 minutes

🔗️ Recording | iTunes | RSS

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Summary

Don and Tom dive into the emotional, financial, and practical realities of supporting adult children. From layoffs to loans, down payments to dog surprises, this episode tackles the growing trend of parents funding their 20- and 30-something offspring—and how to do it without wrecking your retirement. Plus, listener questions about gifting stock, promissory note scams, and why shady annuity sellers keep showing up on the airwaves. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Reality Radio for a really great future.
0:08.0	We're talking real money.
0:10.6	Children, children, children, children.
0:13.5	We love them.
0:14.9	We bring them up.
0:16.2	We raise them.
0:17.9	And we hope that somewhere in their early 20s they, well, not go away,
0:22.8	but get off the dole.
0:25.5	We would like to stop picking up the tab.
0:28.8	Hi, everybody.
0:29.6	I'm Don McDonald.
0:30.4	One of the parents of adult children.
0:33.2	And joining me is the other parent of adult children, Tom Cock.
0:37.4	We are here to talk real money.
0:39.5	And today we're talking real money that we're still sending to our adult children.
0:46.3	We both know the feeling.
0:49.0	Hi, Tom.
0:50.1	Hi.
0:50.8	It's painful.
0:51.4	How's the pocketbook?
0:52.9	Yeah, it's painful.
0:57.6	And we'll talk about the do's. I think the do's and don'ts. It's very personal. There is no right or wrong decision with any of this because it's
	...

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