Ready for a Few As

Talking Real Money - Investing Talk

Don McDonald

Education, Investing, Business, How To

4.5 • 811 Ratings

🗓️ 5 September 2025

⏱️ 16 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this Friday Q&A edition, Don fields listener questions on rolling over a large 401(k) after a layoff, whether IRA money should ever be used to buy real estate, Vanguard’s new active ETF offerings, choosing between Vanguard and Schwab 2035 target-date funds, and whether to treat a foreign apartment purchase as part of an investment portfolio. Along the way, he highlights diversification benefits, cautions against high-cost self-directed IRAs, and emphasizes that homes are assets but not investments. 0:04 Friday intro, royal “we,” and reminder on how to submit questions 1:42 Scott from Louisiana: rolling over a $1M retirement account after layoff 4:07 Scott’s follow-up: using IRA funds to buy real estate 5:42 Caller asks about Vanguard’s new active ETFs and why indexes still win 8:02 Sylvia from Connecticut: comparing Vanguard vs Schwab 2035 target-date funds 11:12 Caller from Colombia: whether to factor a paid-off foreign apartment into portfolio allocation Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Reality Radio for a really great future.
0:08.0	We're talking real money.
0:10.5	Didn't we just do a Saturday show?
0:13.0	I mean, like a day ago.
0:15.7	Feels like it.
0:17.7	My time flies when you get old, doesn't it?
0:19.8	Hello, everyone.
0:20.9	Don McDonald here with another exciting Friday edition of Talking Real Money where we answer
0:28.4	questions.
0:29.7	Well, where I answer questions, there is no we unless it's, I could be a royal we, but
0:34.9	I think I'll just be a less royal me.
0:37.7	I will answer your questions if you send them in.
0:41.4	But only if you send them in in a very special way will I do them on the Friday podcast.
0:47.3	Yes, you must go to talking realmoney.com.
0:50.7	And there's a button that says, contact us.
0:52.9	Hit that button.
1:00.1	And then on that form, there's a microphone, hit that, record your question with the really excellent mic on your phonic device, your phone device, or on your computer, particularly
1:05.3	if you have a good mic like I do, this is a good mic hooked to my computer. And you record your question. Then it magically
1:13.5	flies across the internet to me. And I answer it here on this podcast. There's another way to talk
1:22.7	with us and talk to us one on one. And that's to call us on Saturdays, though.
1:32.5	855-935 Talk. Just call that number every Saturday, 3 to 5 p.m. Eastern Time.
1:37.2	And we'll talk that way, too. Or go to talking real money.com and send your question in.
	...

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