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Journey To Launch

Episode 482: How He Retired by 30 Through Side Hustles, Real Estate & Intentional Living w/ Cody Berman

Journey To Launch

Jamila Souffrant

Business, Investing

4.9 • 1.7K Ratings

🗓️ 10 June 2026

⏱️ 46 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this episode, I sit back down with Cody Berman, entrepreneur, real estate investor, and author of the book Retire by 30. Cody first came on the podcast in 2018 at 22 years old. By 25, he had reached financial independence through scalable online businesses, strategic real estate, and intentional spending.

He quit a corporate banking job after seven months, tried over 30 side hustles, and grew his income from $96K to over $400K in three years, all while keeping expenses under $24,000 annually. His new book lays out a menu of approaches for reaching financial freedom, not a one-size-fits-all formula, but a roadmap built around your own values, income, and life stage.

In this episode, Cody shares:

  • Why defining your values and aligning them with your spending is the foundation of a truly free life
  • His four-bucket framework for thinking about side hustles and which type created the most wealth
  • The exact income, savings, and investment numbers that got him to financial independence at 25
  • How he and his wife kept lifestyle creep in check while still traveling and enjoying life

What's New in the Paperback Edition of Your Journey to Financial Freedom:

  • A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty
  • A book club and discussion guide with prompts, exercises, and action steps
  • Updated corrections from the original hardcover
  • Exclusive bonuses when you purchase the paperback, including:
    • The Fire Starter Course
    • The Find Your FIRE Number Worksheet

Other related blog posts/links mentioned in this episode:

Connect with Cody:

Connect with me:

Transcript

Click on a timestamp to play from that location

0:00.0

It's not like, oh, I can't do anything until I hit my 25x number or until my cash flow exceeds my monthly expenses.

0:09.0

Like, even a little bit of passive income every month, even a couple, you know, tens of thousands of dollars in an investing account.

0:15.4

It's like, that's huge.

0:16.6

That's going to compound tenfold by the time you reach retirement age.

0:20.6

T minus 10 seconds. Welcome to the Journey to Launch Podcast. That's going to compound tenfold by the time you reach retirement age.

0:27.0

Welcome to the Journey to Launch podcast with your host, Jamila Sufran.

0:36.3

As a money expert who walks her talk, she helps brave journeyers like you, get out of debt, save, invest, and build real well.

0:44.9

Join her on the Journey to Launch to Financial Freedom in five, four, three, two, one.

0:58.1

If you want the episode, show notes for this episode, go to Journey tolaunch.com or click the description of wherever you're listening to this episode.

1:05.3

In the show notes, you'll get the transcribed version of the conversation, the links that we mentioned, and so much more.

1:12.8

Also, whether you are an OG journeyer or brand new to the podcast, I've created a free Jumpstar guide to help you on your financial freedom journey. It includes the top episodes to listen to stages to go

1:18.1

through to reach financial freedom, resources, and so much more. You can go to journey to launch.com

1:24.1

slash jumpstart to get your guide right now. Okay, let's hop into the episode.

1:30.8

Hey, hey, journeyers.

1:32.4

Welcome to the Journey to Launch podcast.

1:35.2

Today we have Cody Berman, who is an entrepreneur, real estate investor, personal finance

1:41.6

educator and author of the brand new book, Retire by 30. He reached financial

1:46.8

independence at 25 years old through online businesses, strategic investing, and intentional

1:52.5

living. And now he's helping others achieve freedom on their own terms. He's also been on

1:57.0

a podcast many moons ago back in 2018. So, Cody, you were 22 when you first came

2:03.3

on the podcast and talked about your goals of reaching financial independence. So I'm so happy to

2:08.4

have you back on the show. Yeah, it has been a long time. I listened to that episode yesterday.

...

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