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Journey To Launch

Episode 481: The Money Rules That Never Change (And the New Traps You Need to Avoid) w/ Beth Kobliner

Journey To Launch

Jamila Souffrant

Business, Investing

4.9 • 1.7K Ratings

🗓️ 3 June 2026

⏱️ 44 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Most people learn about money the hard way. In this episode, I sit down with Beth Kobliner, personal finance journalist and New York Times bestselling author of Get a Financial Life: Personal Finance in Your 20s and 30s and Make Your Kid a Money Genius (Even If You're Not), to talk about how to build a strong financial foundation before the real world hits.

Beth shares her journey from ghostwriting for pioneering personal finance columnist Sylvia Porter to writing for Money magazine, and why the core principles she has taught for decades still hold up today. From avoiding credit card debt to grabbing your 401k match, the fundamentals matter more than ever.

She also breaks down the new threats facing young people, from buy now pay later traps to online gambling and social media money influencers, and shares her current passion project bringing a free financial literacy curriculum to New York City public schools.

In this episode, Beth Kobliner shares:

  • Foundational money moves for young adults, including high-yield savings accounts, index funds, and 401k matching
  • The biggest updates in the new edition of Get a Financial Life and why the basics still win
  • How to protect yourself from modern financial traps like gambling apps, buy now pay later schemes, and crypto hype
  • Why financial literacy education in high schools is more urgent than ever and how to bring it to your school for free + more!

What's New in the Paperback Edition of Your Journey to Financial Freedom:

  • A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty
  • A book club and discussion guide with prompts, exercises, and action steps
  • Updated corrections from the original hardcover
  • Exclusive bonuses when you
    • The Fire Starter Course
    • The Find Your FIRE Number Worksheet

Other related blog posts/links mentioned in this episode:

Connect with Beth:

Connect with me:

Transcript

Click on a timestamp to play from that location

0:00.0

The barrier to entry to get into investing, investing in the stock market, to get a low fee, index fund or index ETF.

0:12.0

Those are great places to start investing.

0:16.0

You could start with, in many cases, in some of those, as little as a dollar.

0:20.0

T minus 10 seconds. Welcome to the Journey to Launch podcast. in many cases, in some of those, as little as a dollar.

0:26.6

Welcome to the Journey to Launch podcast with your host, Jamila Sufran.

0:35.9

As a money expert who walks her talk, she helps brave journeyers like you, get out of debt, save, invest, and build real wealth.

0:44.5

Join her on the Journey to Launch to Financial Freedom in five, four, three, two, one.

0:56.0

If you want the episode show notes for this episode, go to Journey tolaunch.com or click the description of wherever you're listening to this episode. In the show notes, you'll get the transcribed version of the

1:01.3

conversation, the links that we mentioned, and so much more. Also, whether you are an OG journeyer

1:07.6

or brand new to the podcast, I've created a free Jumpstar guide to help you on your

1:13.0

financial freedom journey. It includes the top episodes to listen to stages to go through to

1:17.8

reach financial freedom, resources, and so much more. You can go to journey to launch.com

1:23.5

slash jumpstart to get your guide right now. Okay, let's hop into the episode.

1:30.3

Hey, journeyers. Welcome to the journey to launch podcast. Today on the podcast, I have Beth

1:36.1

Kobliner, who is a personal finance author and journalist. She's written to New York Times

1:41.9

bestselling books, get a financial life, personal finance in your 20s and 30s, which have helped young people navigate money matters for three decades and make your kid a money genius, even if you're not.

1:55.4

A guide for parents that has been translated into nine languages.

2:00.1

Beth is currently working with the Hecksure Foundation for children to create a financial

2:04.3

literacy curriculum for New York City high school students.

2:08.2

Welcome to the podcast, Beth.

2:10.5

Oh, it's so great to be here.

2:12.0

Thank you.

...

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