Hi guys, what's up. It's Candice Kumai, and this is the Wabi-Sobby podcast, episode number 58.

How to Bounce Back, as Big Sean says in one of my favorite songs. We are living in a fucking

ratchet time, might I be honest. and it's been very tough for small

business owners single girls and guys and anyone going through financial turmoil so I'm

going to address all three areas today when it comes to work, finances, and relationships. First and foremost, if you haven't

subscribed to the newsletter, it would be awesome if you went to candacekumai.com or the matcha shop.com

and subscribe to my newsletter. This podcast is free and is brought to you by my heart.

So we're going to talk about work right now, which has been a very difficult area,

especially during the pandemic and the following years. I will say there are a few things that

helped me to move forward. We made barely anything last year.

It was the first year we took a huge loss and I wasn't able to recoup right away. So for most of

the year I survived off of my IRA account, which is one of the first things I'm going to ask you

to do is if you're a small business owner,

you should absolutely open up an IRA account this year.

There's an extension, you get a tax break, and you should check on Roth IRAs or IRAs,

and ask your financial advisor, CPA, or any friend in finance on how you can do it.

I use Fidelity and TRO price for most of my

investing. If I didn't have that money that I saved for a rainy day, I would have been

screwed in 2020. And might I add, 2019 was a horrendous year of spending from my production

company on the documentary.

So I went back to back in two years of being in the trenches.

And the only reason why I feel versed in sharing this info with you on bouncing back

...