Ep 528 - Small financial habits to make or save you thousands
The Money To The Masses Podcast
Damien Fahy
4.8 • 589 Ratings
🗓️ 23 November 2025
⏱️ 38 minutes
🧾️ Download transcript
Summary
In this week’s episode, Damien shares a list of small financial habits that have quietly saved (or made) thousands of pounds over the years.
Damien covers everything from smart shopping strategies and energy-saving hacks to optimising your bills and banking. Plus, Andy shares a listener success story about how a Share Save scheme turned a £3,600 investment into nearly £15,000.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
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Links referred to in the podcast:
- Sign Up To The MTTM Weekly Newsletter
- MTTM - Ep 360 - Share Save Schemes
- Hidden Fees and Pressure Selling
- Jam Doughnut cashback App review
- Best Cashback Credit Cards in the UK
- Top 10 household devices that could be wasting £600+ per year in energy
- How to make your child a millionaire
- Insurance Matrix
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Transcript
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| 0:00.0 | Hello and welcome to episode 528 of the Money to the Massies podcast with your resident expert as always, |
| 0:06.1 | Damien Faye and me Andy Leaks. |
| 0:07.7 | Damien, welcome back. How are you doing? |
| 0:09.3 | I'm good, Andy. I'm just getting myself jeed up for next week because in a few days' time, |
| 0:15.7 | we are going to have that budget that's going to be announced. |
| 0:18.8 | So it's going to be a very heavy week. |
| 0:20.7 | And I can tell you now that next week's podcast is going to be a special that's based |
| 0:26.2 | on the budget because I think we can be pretty certain there's going to be a lot announced. |
| 0:31.0 | Because in past budgets, you build up and you think, will we do a podcast special or not? |
| 0:36.6 | Because sometimes there haven't been as many |
| 0:39.3 | decisions or tax changes or anything like that that really warranted a full show. And you can feel |
| 0:46.7 | that you're trying to stretch things out, but I've got a sneaky feeling, more than a sneaky |
| 0:50.9 | feeling that we're going to struggle to get it all into next week's show because the word that is doing the rounds in the media is a smogger's board of tax |
| 0:59.7 | changes because every day seems to flip-flop. So we had that the chance was going to increase |
| 1:05.6 | income tax, which the market's quite like, but then that seems to have been changed another |
| 1:09.7 | U-turn. So it seems that we |
| 1:11.8 | are going to have a wide array of tax changes. If that's the case, then you can be rest assured |
| 1:18.1 | that Andy and I are going to explain them all on next week's show. Yeah, and it's not just a podcast |
| 1:23.4 | as well because listeners will know we've got the money to the masses website and of course |
| 1:27.5 | if there's any changes to do with tax or anything really to do with personal finances. There's quite a lot of articles that we have to go in and update because we do update those articles straight away. So we're a very, very busy team. But I'm looking forward to it. I love to challenge, Damien. Yes, it's going to be a challenge, Andy. but don't forget if you're listening to this, we we have a newsletter twice a week so it goes out on a Wednesday and a Sunday so make sure you sign up for that because |
| 1:50.0 | there'll be all the stories covering what's going on in the budget what's been announced and how |
| 1:53.6 | it will impact your finances if you haven't already signed up to that newsletter then go to |
... |
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