Hello and welcome to episode 527 of the Money to the Massis podcast with your resident expert as always,

Damien Faye and me, Andy Leakes. Damien, welcome back. How are you doing? I'm good, but I'm starting to

flag with all this budget speculations. Every day there seems to be a new piece of speculation about what

the Chancellor might do in the budget next month. So those of you

listen to the podcast, we did a big piece last week. There's been another new piece of

rumour really about what could be in the budget and that's to do with salary sacrifice.

So there is going to be a link in the notes of the show. You can go through and read a full

roundup of all

the budget predictions because the article that we've produced summarises the rumours and we are

updating it as we go along and the rumor is that saloo sacrifice might be capped by the chancellor

ultimately a cap of around two thousand pounds is being speculated upon which means that that would be the limit to the amount of pension contributions you could make a year without having to pay national insurance.

As I say, there is a link in the notes of this show where you can read more about that.

So Andy, there's been lots going on, and I want to say thank you to all of you who have been reaching out and leaving comments

on our Spotify channel. So I go on there every Monday and throughout the week to reply to

your comments. If you're listening to this, do stop the podcast or maybe at the end. Go and

leave a comment on Spotify, even if it's just to say hello or like some people who often just place funny emojis on there, I will respond to all of the comments and questions on there.

And Andy, you've got one in particular this week that we liked, somebody fed back who started listening to the podcast very recently.

Yeah, it's really great to see this. And I'm looking at them now. So as Damien said, we look at them, we share them in the office and it's a great bit of inspiration for us when we're preparing the podcast for the following week to go in and reply to everyone. So Paul Brooks said, I've just found this podcast. I'll listen every day while I'm walking my old English sheep dog in Northumberland, working my way through the back catalogue. I've learnt a lot and made some changes to my finances already as a consequence. So thank you. So Paul, it was really good to hear from me. Damien, you actually replied and Paul came back to us again and said, yeah, it's not just the sheep dog. I've also got four cats as well. And I think we'll give a shout out to the dog.

The dog's name is Jess. And the reason we know the dog's name is Jess is because I wrote back and

asked what the dog's name is because I'm always interested in pets. I'm a bit of a cat person myself.

But I also found that comment interesting because I do know that part of the world so my in-laws

used to live up there in a place not far from Anik and we used to go near Bambra Castle and on the

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