Ep 524 - Crypto ETNs explained & financial terms rebranded
The Money To The Masses Podcast
Damien Fahy
4.8 • 589 Ratings
🗓️ 19 October 2025
⏱️ 34 minutes
🧾️ Download transcript
Summary
In this week's episode, Damien discusses a significant rule change that provides UK investors with a new, regulated way to access crypto assets. He explains how crypto ETNs work, the potential tax advantages and the risks you need to be aware of before investing.
He also explores a thought-provoking idea: could simply changing the names of everyday financial products or concepts, such as credit cards or the state pension, improve people's understanding and therefore their finances?
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
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Transcript
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| 0:00.0 | Hello and welcome to episode 524 of the Money to the Massis podcast with your resident expert, as always, Damien Faye and me, Andy Leagues. Damien, welcome back. How are you doing? I'm good, Andy. Just to do a bit of admin before we carry on with the show. There won't be a show next week because you're going to have a little bit of time off with your family because it is half term. |
| 0:21.1 | And I think that's only fair to allow you to do that, Andy. |
| 0:24.9 | So it won't be a show because Andy won't be able to edit the show. |
| 0:28.1 | So in the meantime, do make sure you keep an eye out on all our socials |
| 0:32.4 | because we'll still be putting out new content on those different mediums. |
| 0:37.0 | So we'll do clips or whatever it may be. So do make |
| 0:40.0 | sure you follow us on there. And actually, our socials inspired one of the pieces on the |
| 0:44.3 | podcast this week. Now, before I tell everybody what's on the show, the other thing I just |
| 0:49.6 | want to mention is thank you to everybody who is leaving comments on our Spotify feed. They do make |
| 0:56.0 | me laugh. Last week, we had a number of people tell us where they are when they listen to the podcast. |
| 1:01.7 | Someone was up a ladder. Somebody was walking a dog. All these things, I think, are fantastic for |
| 1:07.3 | engagement. And it does really give us a sense of the audience who we produce this |
| 1:11.5 | for so do we go on there even if it is to leave creative emojis as some of you do and we will |
| 1:18.3 | respond so the video versions of this podcast are only on the Spotify feed but you can see |
| 1:25.3 | highlights on YouTube after the show goes out. The other thing I just want to |
| 1:28.9 | mention, a bit of a news piece really. We had some news this week about cash Ices. So again, do sign up |
| 1:35.8 | to our newsletter because all our news stories that we write are putting our newsletter on a Sunday, |
| 1:40.9 | which goes out at 10 a.m. I actually said last week it was 10.30. It's 10 a.m. |
| 1:45.0 | every Sunday. If you haven't already signed up to that, it's money to the masses.com |
| 1:49.8 | slash weekly hyphen newsletter. And in there, you'll get all the latest news stories, but one of |
| 1:55.8 | them this week that calls to stir is that Rachel Reeves is supposedly doing another U-turn and looking at potentially |
| 2:03.8 | cutting the cash ISA allowance in the upcoming budget at the end of November. |
... |
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