Hello and welcome to episode 525 of the Money to the Massius podcast with your resident expert as always Damien Faye and me, Andy Leagues.

Damien, we had a week off, but we are back and things have changed.

Yep, so if you're watching this via Spotify, then you will notice that my studio looks very different.

So I've got a new studio, which I'm most pleased about, particularly because I've got a seat so I can sit down.

So it's a small change, but I think it's for the better. But yeah, we're back, Andy. And thank you to all those people who left comments on our last podcast.

So at the beginning of all these shows now, I'm asking you to go and leave comments

to this podcast and past ones because I answer them all. And it's great to see some of the people

who have been leaving comments, even if it's to say they're up a ladder while listening to this

or walking a dog or whatever it is. We love it when you engage with us. And I just want to

quickly give a shout out to a few people who have commented on here.

So there's Jeff, Craig, Petros, Ascent, G.B., Unicorn, Andy S, Sebastian, all on Spotify.

And we've also had a couple of reviews on the Apple podcast app.

So I've got to read out one or two of those as well. So the first one is from

Andy J.F. who says, I must five stars. Listen to every show. Always interesting pieces to help

guide me. Thanks, guys. And the next review is from tight Tim. Episode 520 Psychology of Money,

which is obviously he's referencing. It says, I'm an avid listener and really enjoy your podcasts. Keep up the good work. I'm in control, but obsessed with money, generally saved aggressively for retirement, spreadsheets, cash flow models, etc. I'm a financial advisor. So similar to you, find it difficult to escape money discussions. My mindset negatively affects my

ability to live in the moment and my relationship with my wife, who is the antithesis, a spender,

in averted commas. Our solution was to stick to our strengths, her income for spending, so we can

enjoy our family life and mine for saving for retirement, holiday and bills. Like you, labelling accounts for holiday and Christmas, etc., alleviates my anxiety about spending.

Finally, this subject is fascinating due to my mindset and the fact that majority of customers find defining investment goals, reasons incredibly difficult.

Great episode, thank you.

So that means a lot coming from somebody who is a

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