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Brown Ambition

Ep 235 - Day One, or One Day?

Brown Ambition

iHeartPodcasts

Careers, Education, Self-improvement, Investing, Business

4.9 β€’ 2.5K Ratings

πŸ—“οΈ 23 September 2020

⏱️ 59 minutes

🧾️ Download transcript

Summary

Hey, Hey, Hey β€” WE HAVE A MERCH STORE. Get your BA swag at last here: https://brownambitionstore.com/ To score 15% off your order, use the promo code BROWNAMBITION15 -- On today's show, the 2020 hits keep on coming. We're all grieving the death of the Notorious RBG β€” Ruth Bader Ginsburg. No one knows for sure what this this means for the future, but we do know that we need y'all to VOTE. Make sure you're registered, make a plan, and ask your friends to do the same. Presidential elections matter, but your local elections do too. Get informed and do the thing! Here's how. We've done some amazing interviews these last few weeks. But this week we're back to answering your questions. Just remember, we're your financial girlfriends, not your gurus. (20:30) Interest is super low on savings right now, should I take some of my savings out of the bank and put it into investments? (27:10) Should I have a Pre Tax 401k, or a Roth 401k? Is it a good idea to have both? (31:30) I'm 41 years old and I've never invested, where should I start? (36:45) I have lots of credit card debt, and a big lump sum of money coming in from a freelance job. How I should I use that money to pay my debt down? We need your help. The company Printful is who we've decided to get our merch from. We like their stuff very much, but they have a diversity problem in their choices of models. Mandi's made a feature request on the platform to have more women of color represented, and we need your help! You can go upvote Mandi's feature request. You do need to make a Printful account to do it, but it's a fast and simple process, shouldn't take more than a minute or so. Once you're signed in, you can find Mandi's feature request here. Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition - Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com - Receive 10% off your first order by using our code BrownAmbition Further reading: 19 families buy nearly 97 acres of land in Georgia to create a city safe for Black people Noodle Budget 101 Index Funds vs. Mutual Funds: The Differences That Matter How Does a Simplified Employee Pension (SEP) IRA Work? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Hey hey BA fam, I just learned discover credit cards to do something pretty awesome.

0:04.8

At the end of your first year they automatically double all the cash back you've earned.

0:09.7

Woo-woo that's right, everything you earned doubled all the cash back from eating at your

0:14.3

favorite soup dumpling restaurant doubled all the cash back from that trip where you

0:19.1

sort of learned a snowboard also doubled and the best part you don't have to do anything

0:24.3

ridiculous to get it.

0:25.5

Nope, discover does it automatically.

0:28.4

We love that.

0:29.4

Seriously though, see terms and check it out for yourself at discover.com slash match.

0:35.8

Hey BA fam, we are five years into making this podcast that we love so much called Brown

0:41.5

Ambition and we could not do it without you.

0:44.3

We've gone from me and Tiffany sneaking around my old office building trying to find places

0:49.2

to record and thanks to you guys we now have a hundred thousand downloads per month for

0:55.8

this little show called Brown Ambition.

0:57.9

We would love to ask y'all for a small favor as fans of the show.

1:01.7

Tiffany what are we looking for?

1:03.4

Here's what we love from you guys.

1:05.0

We already have over a thousand reviews and a five star rating on iTunes but you know

1:10.7

it's better than a thousand reviews, two thousand reviews.

1:14.5

If you get head on over to iTunes, go to our Brown Ambition page, scroll on down to the

1:19.7

bottom, subscribe and leave us a five star rating and a review so subscribe, rate, review.

1:26.7

Not too much to ask right?

...

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