Welcome to the Second in Command Podcast, produced by the C.O. Alliance and brought to

its founder Cameron Herald.

In the second-in-command podcast, we talked to top COOs who share the insights, strategies,

and tactics that made them the chief behind the chief.

And now here's your host, Cameron Harold.

Our guest today's Ryan Graciano, the co-founder and CTO of Credit Karma.

As a co-founder and C.O, Ryan Graciano has grown the company's engineering department

from a one-man band into a team of hundreds,

developing a technical framework to support the company's rapid growth.

His expertise and innovation has helped bring new levels of usability and

sophistication to financial services technologies. Today Ryan runs an ever-expanding group of engineers

tasked with building out new products at pace while stressing a culture of agility and experimentation,

even as credit karma reaches new levels of scale.

As a leader, he serves as a constructive agitator looking to break down

traditional workplace hierarchies and empowering each member of his department

with real influence over the future of the product.

Ryan is a bachelor's degree in computer science from the Georgia Institute of Technology

and spend five years at IBM before joining Credit Karma.

So Ryan, welcome to the Second Command Podcast.

Yeah, thanks for having me here.

I love the concept behind this whole podcast,

so I'm excited to speak to you.

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