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Her money comes to you through PRX. Hey everybody is Gene Chatsky. Welcome to Her Money. So a few episodes back I know I made every single one of you jealous when I told you that

one of my friends in the personal finance community had achieved a perfect credit score.

Yep, a perfect credit score of 8.50 and I always like to say you are not your credit score and I definitely believe that but in

Michelle Singletary's case you might want to be we are very very fortunate to have

her with us on the line today and we're going to talk about

her credit score but we're going to talk about a lot more than that because in

addition to maintaining her fabulous credit Michelle is the syndicated columnist for the Washington Post on

personal finance. Her award-winning column, The Color of Money, is carried in

over a hundred newspapers. She's also the author of the 21-day Financial Fast, Your

Path to Financial Peace and Freedom. And I love that phrase financial peace.

Michelle, thanks so much for being on the line

and spending a little bit of time with us today.

Oh, I'm so honored.

Thank you for having me.

It has been too long since we have seen each other.

It has, I can't even believe it.

I know, I know, I saw your smiling face because I was watching,

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