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I got a question. I just became a new, well, just on that I'm going to be a father here in the next year.

Congratulations. Thanks, and I'm kind of freaking out a little bit about money. I shouldn't be. I'm not a whore, not in a hole that much or anything like that.

But I got a $30,000 auto loan.

And then my wife has $22,000 in student loans.

Well, I'd say that's a bit of a hole.

Yeah, a little bit. But I'm not struggling by no means.

When she graduates here in May, the job she's got, they're going to reimburse her 16,000 over the next

five years for student loans at 3,200 a year.

My question is, I guess, is do we continue to focus on paying those down or let them?

Yes, you need to get rid of them. Don't wait five years.

Don't wait. Don't let them pay.

I'll let them pay some of it while you're working on the rest of it.

I mean, pay the car off, pay the student loan off last, so you may get two years worth of this or something,

but we're not going to stay in debt just so these goobers can give me $3,000.

Okay. What's your household income now? What do you make?

So I do a lot of traveling for work. My day salary is only supposed to be about 58, but the last two years I made six figures,

100,000.

Okay.

And what will she be making at the new gig?

She told me 23 an hour working at a hospital.

Okay.

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