This Is Straight-Up Stupid
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 26 April 2024
⏱️ 4 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. Kimberly writes, my fiance |
| 0:08.0 | and I purchased a house together in 2022. We were both in our 50s and had been homeowners in the past. |
| 0:14.6 | Our deed has the phrase right of survivorship in it, where if one of us dies, the property automatically goes to the other. |
| 0:22.2 | Well, my fiancee passed away late last year, and while researching about selling the house, |
| 0:26.8 | I found out he had filed a quit claim back in October right before he had surgery to remove a tumor. |
| 0:34.2 | The quit claim deeds his half of the house to his sons who are 23 and 26. |
| 0:40.8 | Neither one of them has any interest in living in the house or paying for it. |
| 0:45.8 | Does the quit claim supersede our deed wording about the right of survivorship? |
| 0:50.2 | If so, how do I go about selling my house? |
| 0:52.8 | If they have legally inherited it, should they be paying half the mortgage HOA and taxes? |
| 1:00.6 | Good God. |
| 1:01.6 | What a mess. |
| 1:04.8 | This is why you do not buy a home with someone you're not married to, even if they're your fiancé. |
| 1:11.3 | Ever. Ever. |
| 1:13.1 | Ever. |
| 1:14.0 | This is why. |
| 1:15.1 | I've seen this kind of wicked, weird stuff for 30 years when people buy a house that |
| 1:20.0 | aren't married. |
| 1:21.6 | Well, we love each other. |
| 1:22.7 | Good. |
| 1:23.2 | Get married. |
| 1:23.8 | Then buy a house. |
... |
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