You’ve Got To Get Your Crap Together
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 25 April 2024
⏱️ 10 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.3 | So I'm reaching out today. I feel like I'm a Ramsey kid growing up. Your theme song has been like a jingle in the household to the last 26 years of my life. |
| 0:15.1 | I'm reaching out today and kind of nervous, not sure kind of what to do at this point. |
| 0:19.8 | We make just under $100,000 a year, my husband |
| 0:22.9 | and I, and he is getting ready to hopefully go back to school here in a couple weeks, just kind of |
| 0:28.7 | waiting on that official acceptance, and we will be losing about 60% of our income. And we were running |
| 0:35.6 | numbers last night, sitting down, trying to evaluate things, |
| 0:39.1 | and I'm just not sure what we do with such a large reduction in our income based on what we |
| 0:47.1 | kind of sell with our expenses. Are you guys able to cover the basics on 60% or on 40% of your income? |
| 0:57.0 | Barely. |
| 0:58.0 | We do have two kids, so we are bearing the price of childcare times two. |
| 1:03.2 | On the positive side, he's old enough now. |
| 1:06.1 | He's in his early 30s where he's going to be going to school on telegrams and scholarships, |
| 1:10.5 | so we don't |
| 1:10.9 | have to necessarily work on the cash flow in his education um but i'm just kind of concerned with how |
| 1:16.7 | we're going to structure like our living expenses how long will he be in school for roughly eight to |
| 1:23.7 | 13 months and it's a full roughly seven days a week nine to five they said don't plan on |
| 1:29.4 | working during the program because it is such a vigorous course well that means that means |
| 1:34.1 | child care is no help at all exactly okay so child care stays there and you're making 40k |
| 1:41.0 | and you can live on that or not if the answer is not you can't do it yeah |
| 1:47.6 | I mean yeah I don't think you know and we've looked at a couple different options you know my |
| 1:52.3 | parents are getting ready to retire but I don't really want them spending their whole |
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