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Self-Helpless

Does "The American Dream" Feel Like a Nightmare? Rethinking Lifestyle, Financial Planning, and Retirement with Dr. Jay Zigmont

Self-Helpless

Crossover Media Group

Comedy, Alternative Health, Health & Fitness, Education

4.8 • 3K Ratings

🗓️ 14 April 2025

⏱️ 60 minutes

🧾️ Download transcript

Summary

Delanie Fischer is joined by Certified Financial Planner and Childfree Wealth Specialist, Dr. Jay Zigmont, to discuss how vital it is to rethink traditional systems around wealth, financial planning, and retirement—because they don't work for many of us. Through the lens of a child-free lifestyle, Dr. Jay shares how to ensure that our current life, and retirement plan, actually reflects our values and goals—including the most important question to ask your financial planner to avoid an enormous conflict of interest. Whether you have kids or not, this episode will forever change the way you approach the systems we live in.

Plus:

+ Is The "Die With Zero" Concept Actually a Better Fit For You Than Traditional Advice?

+ FIRE (Financial Independence, Retire Early) vs. FILE (Financial Independence, Live Early)

+ Do You Want To Opt Out of Home Ownership And Pursue Something Else?


More episodes related to this topic:

Creating a Life Brief and Getting "Fuzzy Clear with Bonnie Wan: https://www.selfhelplesspodcast.com/episodes/episode/251bf5df/creating-a-life-brief-and-getting-fuzzy-clear-with-bonnie-wan

Making Less And Living More with Creator of Lore and Lust Karla Nikole: https://www.selfhelplesspodcast.com/episodes/episode/24656068/making-less-and-living-more-with-creator-of-lore-and-lust-karla-nikole

Do We Want Kids? with Taylor Tomlinson, Kelsey Cook, and Delanie Fischer: https://www.selfhelplesspodcast.com/episodes/episode/3bde4f0a/do-we-want-kids-with-taylor-tomlinson-kelsey-cook-and-delanie-fischer

Lessons Learned From 5 Years of RV Life with Jamie Feinberg: https://www.selfhelplesspodcast.com/episodes/episode/23bebe71/lessons-learned-from-5-years-of-rv-life-with-jamie-feinberg

Let's Define What Enough Means To YOU: https://www.selfhelplesspodcast.com/episodes/episode/20310cb2/lets-define-what-enough-means-to-you


Support the podcast, vote on topics, and more: https://www.patreon.com/selfhelpless

Your Host, Delanie Fischer: https://www.delaniefischer.com

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Transcript

Click on a timestamp to play from that location

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Make 2025 the year you focus on your future.

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Learn more at wgu.edu.edu. I'm no good. I take in good advice and I'm self-careless so don't tell me twice that lately I've been so stuck in my head that I forget just about everything my therapist said.

1:51.0

Maybe I'm self-helpless.

1:53.8

Hey, everyone, welcome to self-helpless.

1:55.4

I'm Delaney Fisher.

1:56.3

And today I'm chatting with Dr. J. Zygmont, who is a certified financial planner and child-free wealth

2:01.6

specialist. And my gosh, there are some very important truth bombs dropped in this episode

2:07.0

around why the traditional mainstream retirement and financial advice does not make sense

...

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