The gap between what you make and what you spend, that gap is what matters.

The word savings implies cutting back. It implies deprivation, right?

If instead of thinking of it as savings, you think of it as increasing the

size of the gap, it first invites you to ask yourself the question, where's the

low-hanging fruit? Paula Pant is a financial expert, author, and founder of the Afford Anything website and

podcast, where she empowers people to master their finances and live intentionally.

I want people to absolutely get rid of the idea that they're good at money or bad at money

there's no such thing if you live in a high cost of living area if you live in

Manhattan or if you live in Boston or Seattle or San Francisco.

In those high-cost areas, it makes more sense to...

By contrast, if you live in Toledo, Ohio,

or if you live in Lexington, Kentucky, it makes more sense to...

I'm Erica Kohlberg and you're listening to the Erica Tautme

Podcast.

Hi, it's Erica Koeberg,

and before we dive into today's podcast episode, I have an exciting

announcement that can help you save an extra $1,000 without having to penny pinch or change

your lifestyle.

On Monday, I'm running my free five-day savings challenge

where you'll discover simple and creative ways

that you can save extra money every month.

And whatever you want to do with that extra money is up to you. And whatever you want to do with that extra money is up to you.

...