Do I Need To Pay My Wife Back Because She Makes More Than Me?

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 15 February 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.7	Is it normal, say, if one person makes more than the other that's a big expense comes up,
0:12.0	that the other person should go into debt to pay the other spouse back?
0:16.9	Zero parts of that makes sense. No parts of that sentence. Who told you that?
0:22.6	Exactly. That's what I kind of felt.
0:24.9	I mean, regardless of how the conversation I've got to go, I'm like, I'd feel relief either way.
0:29.2	Like, we're square now, but for a couple years there, it's been pretty stressful on my part to pay her back because...
0:37.3	Okay, give me a real-life example, something that's happened.
0:40.6	Yeah, so she's had a much more stable job than me. I mean, she's about 11 years older than me,
0:46.8	so much more...
0:48.9	Setting her job makes better money.
0:51.4	How old?
0:51.9	How old is she, and how old are you?
0:57.0	She currently in her 40s, and I'm in my 30s. And when we met, I was in my 20th and that she was in her 30s. Yeah. And so I was in the
1:05.1	mindset of like, well, I'm still building my career. I've made big career changes. So a lot of the jobs that I had throughout her relationship, and at the beginning of the marriage, I was only making 40, 50K while she's making 130K plus.
1:18.8	Okay.
1:19.5	So big household expenses come up, you know, solar, HVAC unit, big expenses. And, you know, she can pay that right out of her savings.
1:29.5	Like she had like 100 grand savings and paid it in cash.
1:33.2	But then it was like, okay, now you owe me half.
1:37.1	I was like, okay.
1:38.8	So you don't have combined money.
1:41.4	I mean, you guys are, your fancy roommates who cuddle on the weekends.
	...

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