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The Ramsey Show Highlights

My Husband Kept This $153,000 Debt A Secret

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5839 Ratings

🗓️ 16 February 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today. I got married in August,

0:08.1

and once we combined some finances, I found out that my husband had a lot of gambling debt.

0:15.6

I had a baby in October, and my husband tore his Achilles in May. So he's currently not working and I just went back to work from having my baby.

0:26.6

Basically, I found out in December that he's got 150K in debt. Most of it is from gambling and he didn't think he was going to be alive to face the consequences

0:39.7

that led up to this debt, unfortunately, but he met me and we got married and had a baby

0:45.7

and things have changed. Wow. So you quite literally saved his life? Correct. Yeah, we kind of

0:51.9

both saved each other and, you know, I fell in love with him, I guess.

0:56.4

Wow. So do you know about this gambling issue before you got married?

1:01.4

I knew he gambled, right? Like when we won $25,000 in Vegas, it's great.

1:06.3

But when he lost $16,000 and one day it's not.

1:12.4

So I knew about it.

1:16.2

I just didn't know how bad it was until after the fact, right? I started asking more questions once I knew.

1:18.5

Yeah, how long of a process was this that he went into all this debt?

1:22.0

Before you were married and during?

1:24.4

No, it stopped as soon as we got together, but he gambled like seven years maybe.

1:31.6

So over the course of seven years, it's accumulated $150,000?

1:36.5

Correct. He's got two payday loans. He's got some 401K and then just whatever on the app you can like take money i'm not a big gambler

1:47.9

is he still current is he currently because you just said he's not accumulated since you got married

1:53.4

so he hasn't he hasn't continued to gamble since we got married but he hasn't paid any of his

2:00.0

debt are you sure that he's not? How do you know?

2:02.9

If he's stuck at home all day since May and he hasn't opened a gambling app or went to a website,

2:08.2

I would be shocked if he's not going to Gambler's Anonymous.

...

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