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The Ramsey Show Highlights

My 20-Year-Old Broke Our Rules - Stop Paying For Her College?

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5839 Ratings

🗓️ 15 February 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

If your private student loans are in default, you're not out of options.

0:06.6

Go to yrefi.com slash Ramsey.

0:08.8

My daughter's in her sophomore year of college, and a couple years back we made a deal that

0:15.2

if she did well in school, we'd pay for her housing expenses and ability to go to college

0:20.3

if she got a scholarship.

0:22.1

She came thrown her in, and we've been doing that.

0:24.7

However, she keeps making decisions that kind of go against what we're advising her to do.

0:29.6

And my question is, is I feel like we might be hurting her more than we're helping her

0:34.1

by trying to send her to college and not holding her to an accountability

0:39.2

standpoint of being, you know, growing up.

0:41.9

What types of things are, is she doing that's not what you want?

0:48.0

So a while back, I made it well-known, like tattoos were not a thing that we approved.

0:54.0

And it was one of those deals where we said, listen, you know, if you want to get tattoo that's on you, but not while, you know, we're paying for your things because then I feel like I'm subsidizing it.

1:04.0

And so, you know, she's come home with numerous tattoos.

1:08.0

And then the last one she came home with she called me ahead of time

1:12.5

knew that I'd be upset about it but when and I was glad that she was honest with me however

1:18.6

she knows that we don't approve of that right now at her age how old is she back that you know

1:25.4

she's uh just about to turn 20.

1:28.9

So, you know, it's her body.

1:30.9

She can do whatever she wants.

1:31.9

However, I just don't feel comfortable with her getting tattoos at that young of an age.

1:37.9

You know, that's kind of a permanent thing for a young person.

...

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