From CNN, I'm Aaron Matheson, with the five things you need to know for Wednesday, October 22nd.

Where on day 22 of the government shutdown, and today, House Minority Leader Chuck Schumer is urging President Donald Trump to meet with top Democrats before his multi-day trip to Asia.

Donald Trump, instead of leaving the country or before he leaves the country, should sit

down and negotiate with us so we can address this horrible crisis.

He says Trump did not directly respond to their meeting requests yesterday, but says he'll

quote, follow up.

The president is blaming Democrats for the shutdown, calling them obstructionists for not passing a GOP-backed bill to temporarily fund the government.

Meanwhile, some House Democrats sent a sharply worded letter to the Trump administration this week,

demanding it immediately cease, using the government shutdown to fire thousands of federal workers.

In the letter to Office of Management and Budget Director

Russell Vote, the lawmakers called his actions, quote, both dangerous and flagrantly illegal.

They accused Republicans of exploiting the shutdown. CNN has reached out to OMB for comment.

More American borrowers, with credit scores below 67070 are falling significantly behind on their car loans.

To explain why that's a bad sign for the economy, here's CNN's Matt Egan.

So looking at subprime borrowers, 6.4% are at least 60 days late on their car payments.

Now, that is more than during COVID.

It's more than during the 2008 financial crisis.

In fact, it's the second highest delinquency rate on Fitch data that goes back to the early 1990s.

The only time that was higher was in January of this year. Big picture, this is not a

brand new warning sign. This is one that's really been staring us in the face for a bit,

but it is a concerning one, especially when you consider the fact that historically, car payments

are the last ones that Americans would be willing to miss.

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