Dave Ramsey On Debt, Trump & Real Estate In 2025
Wealthy Way
Ryan Pineda
4.9 • 2.2K Ratings
🗓️ 8 January 2025
⏱️ 67 minutes
🧾️ Download transcript
Summary
On this episode of The Wealthy Way, I sit down with none other than Dave Ramsey a financial powerhouse who’s helped millions achieve financial freedom. As the CEO of Ramsey Solutions and the voice behind the nationally syndicated The Ramsey Show, Dave has decades of experience helping people crush debt, grow wealth, and live with purpose.
We cover some game-changing topics, starting with 2025 trends and predictions that every entrepreneur needs to know. Dave doesn’t shy away from the big debates like budgeting versus increasing income and offers a fresh take on real estate debt that might surprise you. He also opens up about his own real estate journey and how his debt-free philosophy has shaped not just his business decisions but his life.
We explore how staying out of debt can give you an edge, why managing monthly business expenses is crucial, and how to adapt in a rapidly changing world without losing sight of timeless principles. From the impact of AI on business to the lessons Dave has learned from failures, this conversation is packed with insights. We even dive into how Christian values influence his business approach and how they compare to secular business strategies.
For a little extra inspiration, Dave shares what keeps him motivated after all these years and his evolving beliefs about retirement and success. Oh, and don’t miss his behind-the-scenes insights from interviewing Donald Trump and what’s on the horizon for him and Ramsey Solutions.
This episode is more than just financial advice it’s a blueprint for creating a life that balances faith, family, and business. If you’re ready to challenge the way you think about money, success, and purpose, this one’s for you.
Connect with Dave:
Website: https://ter.li/lx4ub1
IG: https://www.instagram.com/daveramsey/
YouTube: @TheRamseyShow
Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/
Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.com
Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/
Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda’s private golf mastermind for high-level founders and dealmakers. www.mastermind19.com
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About Ryan Pineda:
Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.
Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.
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Transcript
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| 0:00.0 | So a lot of real estate investors, you know, I don't want to say they don't like you, but they disagree with you in terms of debt. |
| 0:04.5 | And so I was one of those guys and I lost millions. |
| 0:07.2 | Do you still think it should just be only cash or where do you stand today? |
| 0:10.3 | Well, Dave Ramsey is a personal finance expert, author, and radio host known for helping people get out of debt and build wealth. |
| 0:19.1 | His straight talking, no nonsense advice, |
| 0:22.0 | has made him a trusted voice in personal finance for millions. What do you see happening in |
| 0:27.5 | 2025 for the economy and specifically too for the real estate market? I'm real bullish on 25. I think |
| 0:33.0 | we're going to see real estate do really, really well. I'm hoping we don't ever... |
| 0:37.7 | What's going on, wealth builders? Today, I've got a special guest zooming in. I've got the |
| 0:43.1 | one and only Dave Ramsey. What's up, Dave? Thanks for coming on. |
| 0:46.4 | Hey, man. How are you, my friend? I'm good. I'm good. I first got to give a big shout out to |
| 0:51.4 | Patrick Lencioni for setting all this up. And, man, just thank you for taking the time. |
| 0:56.8 | Patrick is the master connector. That is one of his goals in life. He's a good man. He's a good friend of ours. |
| 1:02.6 | Yep, he's a good dude. So I want to jump right into it. We're getting ready to go into 2025. |
| 1:08.5 | And, you know, we got a new president coming in. We got, you know, the |
| 1:11.8 | economies looking like it's turning around. What do you see happening in 2025 for the economy and |
| 1:17.9 | specifically, too, for the real estate market? Since a lot of people who watch are real estate |
| 1:21.3 | investors. Yeah. Well, I love real estate, too. As you know, I buy a lot of it. I don't think it's going to be a great |
| 1:27.5 | time to buy real estate because I think it's going to take off. It's going to be a booming |
| 1:32.2 | market. I'm afraid in a good way. But, you know, we've been in the doldrums in this kind of foggy |
| 1:40.0 | sitting still, everybody's sitting around watching, waiting on something to move, waiting |
| 1:45.1 | on something to happen for a while. |
... |
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