Is this Molly Wernick?

This is in fact Molly Wernick.

Molly Wernick is a life kit listener.

I thought, well, this is very practical knowledge.

I wanted to talk to her because she listened to an episode and something really cool happened.

Molly had some loans from school and credit card debt and wasn't really making a ton of progress paying those off.

But then she heard about two debt repayment strategies on life kit.

I think it was the avalanche strategy and the snowball strategy.

And so the snowball strategy really appealed to me because it said,

take the loan with the lowest balance and pay it off as quickly as possible.

She thought, hey, I could try that.

This snowball strategy sounded doable.

I made, I think, the biggest payment I've ever made of anything in my life from my bank account, I think.

Then in a matter of minutes, my loan was totally paid off.

And what did that feel like?

Good. It's exciting. It's like, okay, well, I can do this. What's next?

It's actually making a difference in the way that I can spend an extra $250 a month.

Now I'm one step closer to being debt free.

That is super cool.

And we want to make more life kit episodes so you can feel the way that Molly feels.

And to do that, we need your support.

Make a donation to your NPR station today.

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