In my practice, we also do some personal injury.

And, you know, the thing that I say to my clients, when they're a little tentative about hiring a lawyer, which you should never be forced to hire a lawyer and you should hire a lawyer on your own accord.

But if you're going to hire a lawyer, you have to think about it this way.

If you needed surgery, you wouldn't do surgery yourself.

And it's the same thing with a personal injury claim for a car accident or something like that,

a slip and fall. You're never going to want to handle those things yourself because the adjusters

on the other side, they know their stuff. They're highly trained individuals. And again, it's about maximizing profits on one side and paying you the least amount of

money possible to go away.

And a lot of the times, for personal injury especially, is that when you're in a car

accident, the insurance company will contact you immediately so that you don't have time

to hire a lawyer.

They'll make you some low ball offer. And sometimes these clients take it. And there's money.

It's like, oh, sweet, you'll give me quick and fast, right? But it's not a true evaluation of what you

need to be fully compensated for everything. Right.

So you guys do that for real estate insurance claims on real estate,

PI.

Back to the real estate stuff, because I think it's interesting.

What are other things beyond just like, okay, a catastrophic thing?

Like, okay, that hasn't happened to most people. But most people have had, especially housekeepers, have had break-ins.

That's really important as well. Thief is something that theft and vandalism are covered in

really weird ways in policy language. So once you get an insurance policy,

it's important to review it. And I review thousands of policies a year just as a courtesy to be like,

...