Everyday Legal Risk: Liability at Home & Your Rights at the Door

Wealthy Way

Ryan Pineda

Business, Entrepreneurship

4.8 • 2.1K Ratings

🗓️ 11 October 2025

⏱️ 11 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dog bites, slips and falls, tenant injuries... what’s typically covered (and what isn’t) under homeowner and landlord policies. Then a quick primer on the Fourth Amendment: when police can (and can’t) enter your home, and why not opening the door matters unless there’s a warrant or exigent circumstances. Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/ Want t...

Transcript

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0:00.0	How does, like, injury work on homeowners insurance?
0:04.0	So another good question is sometimes you have a dog bite case.
0:09.5	Yeah.
0:10.2	And the question is, is whether or not there's coverage for that.
0:13.8	And usually you can find coverage for that in a homeowner's policy.
0:17.8	Sometimes it's excluded, though.
0:19.7	Yeah.
0:20.0	Right?
0:20.3	And then you're just going after the person who owns excluded though. Yeah. Right?
0:21.3	And then you're just going after the person who owns a dog.
0:25.4	But for that type of case, you'd be looking at a homeowner's or if you're injured in a
0:30.5	home, you know, through a slip and fall or one of the cases that I always thought was funny is
0:38.6	there was this overweight person. Uh, this was when I was representing insurance companies.
0:43.4	There was this overweight person who broke a chair, fell and hurt their tailbone. And so that's an
0:49.6	example of a case where, uh, homeowners policy may kick in.
0:54.6	Got it.
0:55.0	Yeah.
1:00.3	So you got to protect, you know, essentially your workers, the tenants.
1:04.7	Like, if a tenant gets hurt in a house, like, they have the right to see you.
1:05.1	Yeah.
1:06.2	It's crazy.
1:06.7	Yeah.
	...

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