If you’ve been following the financial news headlines, you know this year there’s been nothing but mixed signals coming from our economy: We saw a tightening in the credit market after the bank failures in March, and even though our labor market still remains robust with unemployment at 3.5%, household saving rates have fallen, and credit card debt just hit a new all-time high of $1 trillion dollars. Amid all of these complexities, we’ve heard the oft-repeated threats that “a recession is coming,” but the markets have had a great 2023 so far. Naturally, you have questions about your portfolio, and thankfully, we have answers. In this special Mailbag edition of the HerMoney Podcast, we’re joined by Gargi Pal Chaudhuri, Head of iShares Investment Strategy for the Americas. We discuss diversifying, investing in ETFs, and investing internationally. We also take a deep dive into all of the trends that Gargi and her team at iShares are on the lookout for in 2023- 2024. Do you have investing questions? Write to us at mailbag@hermoney.com to be featured in an upcoming episode!  Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!  The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices