Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive

into all things millennial finance, debt, saving mindset, and how to have financial freedom

to enjoy life in your 20s and 30s. I want you to leave this podcast with more confidence around

your Moolah and the belief that your biggest financial dreams are possible

for you. So, let's talk money. If you are tuning in, if you are tuning in Hello and welcome back to the Deeper Than Money podcast.

If you are tuning in today, it is a special day because when you're listening to this episode,

it's going to be my birthday.

I hope you can hear that.

I got my hype button next to me because it's my birthday.

Hello, 24.

Today I'm 24.

Woo-hoo.

Let's go.

And the reason I wanted to make a birthday episode is because, hello, I love my birthday. I love my birthday. September 3rd, September, what a great month. September 3rd, a lot of the times you get an extra

day, you get the Labor Day holiday. Hello? Like, what could be better? So I already love my birthday, but the reason

I wanted to make this bonus episode is because every single year since I was about 13 years old,

I've done something pretty, what I would consider, special for my birthday. And it started off very as this

kind of like goofy practice and has become something that has been really transformational in

my life. And now, not only do I do this every year for myself, but I force all of my friends and family

to do it too. So I want to share it with you in case this is something that you would really

...