Hello, Wienabbers. My name is Jesse Meekham, and this is a special podcast for Wienab,

where we teach you four rules to help you stop living paycheck to paycheck, get out of debt, and save more money.

Today I'm talking with Holland Mackenzie an engineer and

fitness coach who, despite making good money, was always stressed about money and

slipping further and further and further into debt until a broken engagement forced her to face her

finances once and for all. Budgeting completely changed Raulach on her life,

the goals, and her future.

Polly is one of the success stories featured in my new book,

You Need a Budget?

Yes, you do.

And just one of the reasons I think you'll love the book. Here we go.

Okay, so I'm here with Holly and Holly you were featured in the upcoming book that we've written you need a budget right? Yes. Okay you're a star in the book so I'm obviously

super familiar with your story but I wanted to give people that are thinking about maybe buying the book

and thinking about what kind of

inspiration it may hold, thinking about just have you give kind of an overview of your

story. So maybe give us a picture of before first and then we'll dive into what you did and then the after.

Absolutely so prior to Wyneab I had been I graduated from college with a civil engineering degree, had a great job, and was making

good money for, you know, 22, 23, 24 years old.

I bought a house a year after graduating, graduating college, absolutely. But I was the

definition of paycheck to paycheck. Every between every paycheck I probably overspent into my over draft of my checking

account I had a credit line and then I just paid it off of the next paycheck and

started fresh. If I had money in my checking account, I spent it. I loved

...