Hello, why neighbors my name is Jesse Meekham and this is a special

podcast for you need a budget where we teach you four rules to help you stop

looking paycheck to paycheck and get out of debt and save more money today. I'm talking with Tracy and Dan Keller Meyer.

An impressive young couple who started budgeting together when they got engaged

and went on to get out of debt before the wedding and pay for the wedding in cash.

Tracing Dan are one of the success stories featured in my new book,

aptly titled You Need a Budget.

And just one of the reasons I think you'll find the book

an encouragement in your own budgeting efforts.

Here we go.

Okay, I'm here with Dan and Tracy and you two are both featured pretty extensively in the new book that's coming out.

You need a budget that everyone can pre-order now. So,

pre-order now, everybody. So thanks for coming on the podcast.

Thanks. It's great to be here. So let me just have you guys give us a kind of a before picture of the, you know, financially and then we'll just, we'll take it from there kind of give everyone just a little bit of your story.

Sure, yeah.

Before we found Wienab, we were both, I guess the picture that comes into my mind is

we were both pretty scared to look at our bank accounts. We didn't really want to face

the reality of the situation we had got ourselves in and so it was just it was something

we didn't look forward to. We were frequently overdrafting our

accounts, you know, we just didn't really have control of our money at all.

Yeah, we both had similar experiences.

So we were both in this position before we even met where, you know, I was, I never had good spending

...