You can afford anything but not everything. Every decision that you make is a trade-off

against something else and that doesn't just apply to your money. It applies to your

time, your focus, your energy, your attention, it applies to anything in your life that's

a limited resource that you have to manage. Saying yes to one thing is implicitly saying

no to something else. And so the questions then become what matters most to you and how

do you align your days accordingly? Answering these two questions requires a lifetime of practice

and that is what this podcast is here to explore. My name is Paula Pat and the host of the

Affordable Care Foundation podcast normally were a weekly show we air every Monday morning,

but once a month on the first Friday of the month we air a first Friday bonus episode.

So welcome to the May 2019 first Friday bonus episode. In today's episode I'll be answering

questions that come from you, the community and today we're going to cover the following

questions. We're going to talk about how to discover your passions or interests after

you reach financial independence. We're going to discuss seven steps to building wealth.

We're going to talk about whether or not you should move into an RV to save money.

We're going to talk about how to handle an inheritance. We're going to discuss how to find

a job that pays well without a college degree. And we're going to talk about where to put your money

while you're saving for a down payment. Let's dive into that right now with this first question

which comes from Philip. Hey Paula, I have a non-financial question for you. For some background,

I'm a 29 year old homeowner married with no intent to have children. We plan on reaching

financial independence through W2 employment and don't have any interest in starting a business

or a rental empire. We currently max out our available retirement vehicles and overall save just

about 50% of our gross income. We could definitely do a bit better on our discretionary spending to get

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