You can afford anything but not everything.

Every decision that you make is a trade-off against something else and that doesn't just

apply to your money, it applies to your time, focus, energy, attention, anything in your

life that's a scarce or limited resource.

And so the questions become twofold.

Number one, what matters most to you?

How do you direct those limited resources in a way that reflects your highest priorities?

Number two, how do you actually execute this on a day-to-day basis?

Answering these two questions is a lifetime practice.

There are no simple answers.

That's what this podcast is here to explore.

My name is Paula Pant, I'm the host of the Affordable Care Foundation.

And today, David Bach joins us to talk about the latte factor.

If you've ever heard the expression don't buy lattes, David Bach's the guy who came

up with that.

His books have sold more than seven million copies.

He's written nine consecutive New York Times bestsellers, two of which hit the number one

spot on the New York Times bestseller list.

That's the automatic millionaire and start late finish rich.

He's got loads of enthusiasm and insight for helping people save money, so let's hear

from him right now.

Here's David Bach.

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