Ask Jesse: We're Getting There People!
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 11 September 2023
⏱️ 13 minutes
🧾️ Download transcript
Summary
Jesse continues to work through his backlog of Ask Jesse questions, including his thoughts on credit karma, the magic of 1% retirement contributions, and whether he would save cash in case of recession or pay down debt.
Four Thousand Weeks by Oliver Burkeman
https://www.amazon.com/Four-Thousand-Weeks-Management-Mortals/dp/0374159122
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Transcript
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| 0:00.0 | Hello, WineAppers. My name is Jesse Meakum with another episode of the WineApp podcast |
| 0:08.8 | where we teach you four rules to help you stop an impetuous paycheck, get out of debt, |
| 0:12.8 | and save more money. I'm going to keep going with some ass jessies. Y'all are giving |
| 0:19.0 | me episode ideas, but I want to keep this tight and you know I don't like backlogs. |
| 0:22.6 | So here we go. Danny says WineApp with the wifey. I've been using WineApp since 2018. You |
| 0:28.4 | guys helped us dig out of a serious whole of debt. Thank you. Danny, that is awesome. I do |
| 0:33.2 | not get tired of hearing that. I'm the main WineApper in the family. My wife is pretty passive |
| 0:37.9 | with the budget and usually issues are dealt with after the fact. I would like to start a monthly |
| 0:41.8 | budget meeting with her so that she's more involved. If you had a few had to have a budget meeting |
| 0:46.9 | in a similar situation, what would you try to focus on so you could be quick and concise? |
| 0:51.6 | Danny, this is exactly my situation and has been for 20 years passive, Julie, and overactive, |
| 0:59.0 | hyperactive, Jesse. All right. I just keep it really high level and happy. That's it. |
| 1:09.4 | Biggest, the big goals, big things. What do we want? Julie cares. And I don't mean to lie. |
| 1:14.8 | I'm not like minimizing what Julie cares about. I'm just summarizing what she cares about. |
| 1:19.4 | She cares about travel with the family, with the kids. She loves getting away from the house, |
| 1:23.7 | giving, getting out and having these travel experiences with the kids. For a while, when |
| 1:30.8 | we first bought her house, she did care about the furniture category, but then eventually |
| 1:35.7 | you do kind of finish furnishing, at least Julie does. I know some people are like, are you |
| 1:40.2 | ever done and then let's go to Target? That is not Julie. So she cared about that category |
| 1:46.4 | for a while and we would fund it, the furnishings or whatever category. And then that's totally |
| 1:50.6 | died. She cares about the grocery category, but only to the extent that no, she actually |
| 1:59.7 | doesn't because she just, she just spends. I care that we stay inside it. So I've put |
... |
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