you have to understand what your relationship with money is, and you have to bring that to your financial planner. That's my relationship with monies, you know? Bro, you don't like to lose money. You hate losing money more than making it. So that's very interesting, right? So you have the pot there. So you're saying, well, if I get rid of my money, I'm going to lose money from this pot and I can't refund. I want to make it and I don't want to lose it.

Hello, I'm ready.

I'm a host and Jake Dino podcast.

Here I have my co-host, the multifamily mentor, the coach, Chef, the Father Six, the best-selling off there.

The G-Dady! Gino Barber, Gina, how's it going, the bestselling author. The GEDdie.

Gino Barbero, Gina, how's it going? Doing good, brother. How are you doing this morning?

Always making it happen, big man. Got a special guest today. Today's guest is the founder and CEO of retire.

Dot U.S., a fintech platform disrupting today's financial services industry by making premium financial guidance frictionless and affordable for everybody, including you, Gino, even those people in Florida.

So without further ado, Michael Scarpati, welcome to the show.

Hey, what's going on, gentlemen?

Thanks for having me.

Hey, it is our pleasure.

Maybe just give us a little background on yourself and how you started the organization. Sure. So, Philly Guy, born and raised

in the Northeast, and always been an entrepreneur at heart, have a family of various entrepreneurs

and jumped into the financial services industry right out of college

in this entrepreneurial independent fiduciary financial planner track, which is a very different

flavor.

You're going to have to unpack that because that's just a lot of hogwash to me.

I don't even know what you're saying right now, dude.

All right, let's unpack it.

So in the financial services industry, this is kind of the first big thing that most people are

super unaware of. All financial advisors, all financial planners are not created equal. So there's

...