American Dread: Three Minutes Underwater, the Lisa Cutler Story
American Hauntings Podcast
Cody Beck and Troy Taylor
4.8 • 1.6K Ratings
🗓️ 25 March 2026
⏱️ 20 minutes
🧾️ Download transcript
Summary
A mother. A bathtub. A death ruled suspicious.
In 2012, Lisa Cutler was found drowned in her Mount Zion, Illinois home while her children slept upstairs.
At first, it looked like an accident.
But more than 20 bruises… a failing marriage… and over a million dollars in life insurance told a different story.
Was it a tragic fall— or something far more deliberate?
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Transcript
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| 0:00.0 | There's something about spring that just feels like a reset, longer days, fresh energy, |
| 0:04.7 | and the motivation to try something new. |
| 0:06.9 | This spring, that's something new, could be learning a new language. |
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| 0:27.2 | Rosetta Stone is a go-to tool for real language learning. It's designed to help you think in your new |
| 0:31.9 | language, so what you learn actually sticks. Plus, true accent gives real-time feedback on your |
| 0:37.1 | pronunciation, so you sound |
| 0:38.4 | more natural, like having a personal coach. And you can learn anytime, anywhere, whether you've got |
| 0:43.8 | five minutes or a full hour. Ready to start learning a new language this spring? Visit rosettastone.com |
| 0:50.0 | slash today to explore Rosettastone and choose the language that's right for you. |
| 1:13.6 | Go to Rosettastone.com slash today now and begin your language learning journey. Mount Zion, Illinois, April 2012. A quiet village just outside Decatur, surrounded by miles of flat farmland that stretched across the heart of Central Illinois. |
| 1:21.6 | It's the kind of place where people recognize each other at the grocery store, |
| 1:25.6 | where teachers run into former students years |
| 1:28.2 | later and still remember their names, where violent crime almost never happens. According to the FBI |
| 1:34.9 | crime statistics, communities the size of Mount Zion often go years without a homicide. But inside one |
| 1:41.3 | house, that spring night, something terrible had happened upstairs two children slept quietly in their bedrooms down the hallway in the bathroom their mother lay motionless |
| 1:55.8 | Lisa Cutler was face down in the bathtub filled with water. Her husband would later say he found |
| 2:01.7 | her that way, unresponsive, still, and submerged. He told investigators it must have been |
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