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AI will change your life! Are you ready? Today we dive into the evolving landscape of AI, the capabilities and limitations of current AI models like ChatGPT, Claude, Grok, and Gemini, and why most users don't get the results they truly want. While AI is a very powerful but immature tool, learning how to use it effectively will help you to stay relevant in the workforce and can benefit your personal life as well. AI disruption is inevitable and potentially beneficial but it also raises serious questions about human adaptability for a rapidly changing future.

Frustrations around AI tools like ChatGPT, Gemini, Claude, Grok, and DeepSeek, especially when users expect too much without giving clear input.
The importance of context and prompting in getting valuable responses from AI.
Most people use AI poorly, often giving it vague or vanity prompts without depth.
Our industrial-era mindset doesn’t prepare us to use AI effectively, and adaptation is essential.
AI can assist with tasks like job postings or report generation, results depend heavily on user input.
AI disruption will be massive, though adoption will happen gradually over time.
The first wave of job losses will hit those who don’t learn how to use AI tools.
Identity—such as being a provider, parent, or worker—could be threatened by AI taking over meaningful roles.
Ego and confirmation bias could limit AI’s effectiveness as a truth-telling tool.
While AI can process inputs and generate useful outputs, it still requires thoughtful human analysis.
The U.S. housing market has shown nearly 500,000 more sellers than buyers — the largest gap on record.
Credit conditions has deteriorated — 2.3 million borrowers have dropped into subprime credit territory
Student loan delinquencies have spiked sharply since collections resumed in May.
Nearly $100 million has been collected by Treasury and the Department of Education from defaulted borrowers.
Average rent prices have declined, yet overall consumer stress has risen due to financial pressure.
Housing prices remained elevated, but affordability has deteriorated, putting pressure on cash-strapped households.
Mortgage availability remains key to housing demand, as the majority of buyers rely on loans, not cash.
Google search trends reveal more people are asking AI and search engines basic “adulting” questions, like how to use a mop or credit card.

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Douglas Heagren | ProCollege Planners

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For more information, visit the show notes at https://moneytreepodcast.com/ai-will-change-your-life-717

0:00.0	Welcome to the Money Tree Investing Podcast. Stock market, wealth, personal finance, value stocks, invest in your life.
0:11.0	Hello, Smart Money Tree Podcast listeners. Welcome to this week show. My name is Kurt Chisholm. I'll be your host.
0:15.6	And today I'm joining with Doug Hagrin. Hey, Doug. Good morning. A lot of stuff over the weekend.
0:20.3	Going on with Ukraine and Russia and this and that.
0:24.1	And I think we were cyberhacked this morning because both you and I had to reboot our computers
0:29.0	because, I don't know, maybe the moon aligned wrong with Mars or as this viral thing is going
0:34.4	around where people have videos of the sun and they're calling it aliens
0:37.7	and UFOs. I don't know. But welcome to the world of crazy. I don't know. I've been living in that
0:42.6	world for a while, Doug. Go get that tinfoil hat because, you know, as you also said, maybe it's just
0:48.1	the AI sent you and taking over. It could be. And they chose Doug's computer to do it. Of course they did. Look at all those nice computers.
0:54.4	Let me take over Doug's computer because I will rule the world with that.
0:58.1	Yeah, exactly.
0:58.9	You know what you just did?
1:00.1	You just mimicked almost every conspiracy theory on X.
1:03.0	It's like, oh, something's off.
1:05.1	It's got to be a conspiracy.
1:06.7	But in all truth, of course they tried to take over my computer because, you know, obviously
1:12.0	I'm the brainchild of everything. And listen, if there's two running jokes that have continued in
1:16.9	this podcast, as we work together, it's A, tech and my computer and B, heroin. We got to pick one
1:23.3	of them for show, right? Yeah, we're trying to stay off the heroin, right, Doug? That's a good
1:27.2	word of advice to everybody is, you know, stay off're trying to stay off the heroin, right, Doug? That's a good word of
1:27.5	advice to everybody is, you know, stay off your back. And if you've got it, just don't get high off
	...

AI Will Change Your Life in Surprising Ways

Money Tree Investing

Money Tree Investing Podcast

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