Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge,

skills, insight, and encouragement you need to live a rich and meaningful life now,

while building a plan for financial freedom in 10 years or less.

My name is Joshua Sheets, I'm your host. Recently, I completed a 17-part series on how to invest

into your children at a young age. This series discussed an important theme for me,

which is simply that you can spend money and invest money effectively into children,

at a very young age in many ways other than buying mutual funds for their retirement or for

their college, etc. Nothing wrong with college plans, retirement funds, etc. But that shouldn't

be the first thing that you do with your money. And if you have to choose between doing some of

the investments that I talked about and a college fund, you should choose the investments that I

talked about. If you can do both, do both. Now, as I was getting towards the end of that series,

I wanted to finish it. And so, frankly, I just hurried to finish it because I wanted to

finish it up. I didn't want to lag on. I didn't want to lose listeners who don't care about it

and wanted some other content. So, I hurried just a little bit to finish it. And as I reflected on

it in the weeks after closing out that series, I realized there were several topics that are too

important for me to not come back and append to that series. And so, in today's episode,

we're going to begin with the first one that I neglected to cover as far as an investment.

I'm leading off with this one because it is a very significant expenditure of money

that also makes a very significant difference in the lifestyle of your children.

To put it very succinctly, if you want to invest into your children effectively,

you should invest into the social climate and environment of which your children grow up,

in which your children grow up, invest into the social climate and environment in which your

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