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Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge, skills, insight and encouragement you need to leverage and meaningful life now.

While building a plan for financial freedom in 10 years or less, my name is Joshua Sheetz.

I'm your host and today I want to share with you about a very useful planning concept, a heuristic that you can implement to not only get better outcomes,

but more importantly, to make you a better planner in all parts of your life.

That concept is complementary redundancy.

Let me expand.

We begin with a simple saying.

That saying is this.

Two is one and one is none.

I'm not sure who originated this. I've heard it most in the world of physical prepping, preparedness, planning, etc.

Perhaps it came from military or I don't know.

But the basic idea is two is one and one is none.

What it means is if you have one of something and that something fails, then you have nothing.

But if you have two of something and something fails, then you have one.

An example would be, let's say you're out on a hike.

You know of course that water is very important so that you can stay hydrated and stay alive, yet you shouldn't just kneel down and drink the water from the stream.

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