Today, Radical Personal Finance is live Q&A.

Well, welcome to Radical Personal Finance. It's a show dedicated providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now.

While building a plan for financial freedom in 10 years or less, my name is Joshua Sheets.

Today is Friday, January 6, 2023, the first live Q&A show of a brand new year.

I'm excited that you're here with me. It's going to be a fun and meaningful and productive year for both of us.

Like to welcome lots of new listeners recently. The show has really been growing and I'm really happy that you are here.

So welcome to all of the new listeners, especially those of you joining us with a fresh new focus on your finances for the new year.

I love to set financial goals for the new year. I love to set lots of goals for the new year.

And the new year is such a convenient time to look at your finances, to understand the progress that you made in the last year, and to start with a fresh, fresh slate.

I'll share an separate episode. I'll share with you some of the new year's financial goals that you can set that are really meaningful and useful, and also some of the new year's practices that you can put in place.

But we'll save that for a separate show.

If you're new on Friday, any Friday, when I can arrange the technology, I record a live Q&A show, works just like Colin talk radio.

I publish a phone number and a call in time and then listeners of the show call in and we chat. I don't screen the phone calls right now. We've got one, two, three, four people on the line.

Usually we get somewhere between six and 12 colors call in and we talk about anything that you want.

Think of this as open line Friday. You can ask me questions. You can share your own thoughts. I've had people advertise things.

Share various kinds of questions. You can talk about anything that you like. Ask questions, share your opinions, share what you agree on, etc.

One of the best ways to talk to me personally and a great way because it helps me. I enjoy the conversations and it allows us to create useful and interesting content for the podcast.

If you would like to gain access to one of these Friday Q&A shows, the way that you do that is by becoming a patron.

Go to patreon.com slash radical personal finance, patreon.com slash radical personal finance.

If you go and become a patron of the show, then that will give you access to one of these calling shows and you'll be able to speak with me live.

With that said, we go to Caleb in Illinois. Caleb, welcome to the show. How can I serve you today?

Hi there, Joshua. So I recently transitioned from an office job and I got back into blue collar work.

...