Welcome to Radical Personal Finance, a show dedicated providing you with the knowledge,

skills, insight, and encouragement you need to live a rich and meaningful life now,

while building a plan for financial freedom in 10 years or less.

My name is Joshua Sheets, I'm your host, and today I want to talk with you about

New Year's resolutions, goal setting. I want to talk with you about how awesome it is to set goals.

I want to encourage you to establish New Year's resolutions,

and I want to give you some thoughts and ideas that will help you to be more accomplished and

effective at doing that for yourself. One thing I've noticed throughout my lifetime is that

it's generally considered to be quite hip to bash New Year's resolutions. I don't know why that is.

I could come up with some reasons why I think that is, but I do not think that New Year's

resolutions should be derided or mocked in any way. New Year's resolutions are fantastic.

They are wonderful. The New Year is a fantastic time to sit down and consider your life and imagine

the future. It's just such a beautiful marker in the sand for you to consider where you're going

and how you want to get there. I genuinely believe that New Year's resolutions and New Year

goal setting is awesome. I am convinced that the only people who will ever criticize you for

setting goals or for making New Year's resolutions are losers. Losers are the only people who

criticize you for trying to better yourself, because losers and leeches around you want to pull

you down. If you are going to embark upon a program of self-improvement, of lifestyle enhancement,

of going after a bigger and better life, you better get used to the fact that most people around you

don't actually want to see you succeed, because most people live in a world filled with envy and

greed, and they want what other people have, and they're not willing to be happy for other people

and then put in their own work. They want to take from other people. And unfortunately, it seems to

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