Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge, skills, insight and encouragement you need to live a rich and meaningful life now, while building a plan for financial freedom in 10 years or less.

Today I'm going to share with you some stories and some ideas

that I hope will enrich your life

so that you can appreciate today, and gain more from it than you otherwise would.

One of the things that I have been guilty of in my life, one of the regrets that I have, is always

looking toward the future.

It seems to me that some people are very good at looking to the future. It seems to me that some people are very good at looking to the future. Some people are not so good at looking to the future.

Many people that I've talked to, you ask them, what do you think you want to do in the future or what are your goals and they don't have

ambitions and for me for me that's almost anathema to me I can't even imagine not having goals or ambitions. I don't know whether

it's personality type. I don't know whether it's a cultivated personality or whether it's just

simply an inborn personality trait. All I know is that I'm a very

future-oriented person. And I think that has really distinct advantages, one of the

most reliable indicators of wealth in terms of whether a person will actually

build wealth or not is their level of future orientation. Are they able to sacrifice now and delay

gratification now for the future? And so this personality that I have has served me well.

But there has also been a flip side to that personality.

It seems to me that almost every personality trait has a positive and a negative.

And there are dangers to almost any trait.

And while there are many benefits to being a future-oriented person I can

easily see the future to some degree I can easily sacrifice now for rewards later

and that's really helpful. The flip side is I can often forget

about the present and I can often be so fixated on what I want in the future

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