Today in Radical Personal Finance, show dedicated providing you with the knowledge,

skills, insight and encouragement

you need to live a rich and meaningful life now while building a plan for financial freedom in

ten years or less. My name is Joshua, I am your host and today we do a live Q&A show. I've got one caller sitting on the line right

now and I've got several questions, written questions that we'll get to as well, assuming that there

is time, we'll get to some questions from patrons of the show. Um, buckle your seat belts.

These are fun.

These are fun. These calling shows work just like Call and Talk Radio, so I open them up to patrons of the show.

If you'd like to become a patron of the show, you can do that at radical personal finance

dot com slash patron. Open up a phone line. Anybody who calls in can chat with me about anything that they want to chat with me about.

And that's how these work. So we begin today with Andy in Indiana.

Andy, welcome to the show. How can I serve you today, sir?

Hi Joshua, thanks for taking my call.

I wanted to ask you about budgeting and how you're using

Wienab. I've heard you mentioned having like what seems to me

you know like would be a lot of categories in

YNAB and I was I get curious if you budget a little bit of money in every

category if what you do with it you would consider true budgeting or more of

expense tracking or how you're using that and I feel like I'm just

tracking with it and just curious.

Yeah, it's a good question.

So my relationship with YNAV has is is I use it. I still use it. I've been using it for a few years. I am using the previous version of Wyneb. It's one of the reasons why I still recommend them. I think their online stuff is great, but for me I don't care to have my personal data stored on somebody else's servers.

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