Do you remember the first time you heard about a Roth IRA? Were you in your early 20s? Was it a parent who told you about it? Was it a neighbor? Was it a coworker? Everyone hears about a Roth IRA at a different time and it almost seems like you need one and they can be certainly very helpful. And I love talking about them because they certainly can add value. But I'm going to talk today specifically about how you can get the most out of your Roth IRA.

So we're going to hop right in, but as you know, want to go over the reviews that you guys all

leave. So thank you for doing so. This comes from F.V. Grace, who says, great show in the age of the

thoughts of the fire movement. I think young people forget to enjoy life and seem to just focus only on saving.

Thank you, F.V. Grace, who left a five-star review. And what I always go back to is my definition

of the fire movement. For a lot of you, you guys know, fire stands for financial independence,

retire early, but that is not my definition. My definition is financial independence recreational employment. People

go, already, it's not a big difference from retire early, and I think it is. And the reason for that,

most people don't want to retire early and do nothing. Some people do, and to those people, great,

they have a very clear vision of what they want to do. But for most people that come to me,

they're between age, call it 45 and 60.

They want to retire early before the traditional age of 65. They've saved and invested well.

And they're going, all right, help me make the most out of this. I want to make sure that I am

enjoying my time. And most people don't want to do nothing. They still want to work. Maybe it's

part time or in a capacity

that's less stressful, but that's what they're looking for. It's that recreational employment.

Less so, I find that people actually just want to stop working entirely. Now, there are, of course,

people that reach out to me that do fall in that boat, but for the majority, it's that recreational

employment that they're looking for. So we're going to connect the dots here to my Roth IRA so you can see today how I view this

for both my clients and my personal wealth.

When we look at Roth IRAs, there's five main things I want you to consider so you can get

the most out of your Roth IRA.

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