I'm going to guess that you don't want to have to retire early twice.

That's right.

I'm going to guess that you're going to want to retire early one time,

feel that you're in a confident position to do everything you want to do and not have to look back and go, oh my gosh, I wish I'd worked another six months or just another year. I would have been able to do everything I wanted to do without worry. Today I'm going to go over what you need to know so that you truly can retire early only one time and without any regrets.

Now, I am going to go over what you need to know so that you truly can retire early only one time and without any regrets. Now, I am going to go over, of course, a recent review. I'd love highlighting the reviews that come in. So please continue to leave those. Today's review, D. Merrick, lots of useful information for getting the most out of your hard-earned retirement savings. I didn't know what I didn't know before listening in. So glad that this has been helpful. As always, if this has been helpful, please do leave a review. It helps more people find the show. And my goal is to help a million people retire early. So let's hop right into today's episode, which is, of course, I hope you only have to retire early once. And for a lot of you, our clients listening to this, a lot of you are people that have been listening for some time. For the new listeners, please know that when you look at an early retirement, there are two people. There are people that retire early, and there are people that retire early. And I've seen both. I've seen the people that retire early, and they second guess going out to eat and they second guest traveling and they

worry oh my gosh if i spend x today what does that mean when i'm 85 and then i've heard other people

that are like i retired early already i did it with confidence i have a plan in that thing in the back of my

head i just don't worry about anymore because i have confidence and so today i'm going to go over

what are the things you need to think about the five core things plus a bonus thing at the end of how can you make sure

to think about these things so that you retire early, truly only one time with confidence.

The first thing is income. Now this is very straightforward, but I'm going to show you how I

think through it a little differently. I hope if anything, it's just more, not confirming, but it just brings more clarity. That's my goal today. Your first priority is to ensure you have enough income to never run out of money. That's obvious. But you don't want to just run out of money. You want to optimize your money. So it's not just the first year of retirement or the second or the fourth or the

10th, it's all the years, 20, 30, 40 plus years. And for a lot of you, you want to retire early,

mid 50s, early 60s, late 40s for some of you. Okay, we need income for 50 plus years. How much do you

need? That is the question. And it depends on what your retirement looks like. Yours is going to be

very different from your neighbors and your coworkers. So start here. Don't beat yourself up with getting

an Excel spreadsheet right going, Ari, what am I going to pay for cable in 20 years from now? Oh my gosh,

what's my phone bill, excuse me, going to be with inflation? That's not the goal here. The goal is to

stay high level. Don't get that

paralysis analysis. Just start high level. Go through this podcast. You don't need to be writing

anything down, but have a very clear sense of, okay, here's what I should be thinking about.

What are basic living expenses? Okay, I think housing reasonably might be in this boat. Maybe I'm

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