How To Increase Returns With Strategic Asset Location (And What To Avoid)
Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)
Ari Taublieb, CFP®, MBA
4.7 • 585 Ratings
🗓️ 17 July 2023
⏱️ 20 minutes
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| 0:00.0 | Welcome back to the early retirement podcast, and today's episode is a fun one. Now, I know I say that |
| 0:04.2 | almost every time, but it really is a fun one today, but once again, I think they're all fun. So, |
| 0:09.1 | here's what I'm talking about today. Today is all about asset location. Now, some of you, I know, |
| 0:14.6 | are going, Ari, did you just stutter? Did you mean asset allocation? And the answer is no. |
| 0:19.5 | Asset allocation is essentially how you're invested. |
| 0:23.8 | Asset location tells you what types of accounts hold your different investments. So many |
| 0:28.8 | of you listen to the podcast and you're saving and you're investing well and you're going, |
| 0:32.9 | Ari, I've got a Roth IRA. I've got a 401k. I've got a brokerage account because I've heard |
| 0:37.4 | your podcast |
| 0:37.9 | and it's really helpful to retire early with that account. And I'm going, yes, you're right. But should I invest the exact same way in all of those? That's what a lot of people ask. And the answer is no. So I'm going to go over that today. One, the things you should not worry about, the things not to think about so often it's here's a hundred things to make sure you do well to get your |
| 0:55.7 | finances in order oftentimes you should not worry about the things not to think about so often it's here's a hundred things to make |
| 0:54.8 | sure you do well to get your finances in order oftentimes that's helpful sometimes though i want to say |
| 1:01.0 | hey guys here are five things to please do not worry about you might hear this and go wow i've only got |
| 1:06.2 | a 401k so this is what applies to me or i've only got a brokerage account, not too much in my |
| 1:11.3 | Roth, so I'm not going to worry about what Ari said right there. My job is to make finances easier, |
| 1:16.5 | not more complicated. So I'm going to go over this today. There was this episode, excuse me, |
| 1:21.8 | was prompted by a listener question. So this was coming from Lewis. And Lewis says, |
| 1:26.2 | Ari, love the podcast, appreciate the work that you put in. |
| 1:28.9 | I like the detail. I have a question. How can I be sure I'm investing well? I own what I hear are good |
| 1:35.0 | investments from my reading, but I have different accounts. Do they all go equally in each account? |
| 1:40.4 | Meaning do I put each investment the exact same into each account, or how should I look at this? |
| 1:46.0 | I want to retire early at 61. I recently had a health scare. Thanks again. So, Lewis, thanks again for |
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