4.8 • 3.6K Ratings
🗓️ 25 August 2025
⏱️ 8 minutes
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0:00.0 | All right, for a while now, stealth wealth and quiet luxury, they have been trending. |
0:10.0 | And to reach that level of true financial peace, it is all about daily routines. |
0:14.5 | So today, I'm going to be sharing five simple habits, quiet millionaires swear by. |
0:18.7 | And you can apply these to your life and your money make sure to like |
0:21.8 | subscribe and share this episode with a friend all right let's jump in you guys quiet millionaire |
0:26.8 | habit number one they live by the pause rule meaning impulse purchases or non-essential purchases |
0:35.2 | can be especially deadly when you're starting to have room in your |
0:38.9 | budget because you're like, oh, look at all this. We'll just, I can get that and buy this and do this, |
0:42.9 | all this. But listen, if you pause before you make purchases, especially large purchases, |
0:49.0 | just wait, just sleep on it 24 hours. Or even if it's a really big purchase, wait a week or even a month and see if you still want it because it is amazing how much our emotions drive how we spend money and what we spend money on. And so really letting those die down so that you can make more logical decisions. That's why we can like $15 ourselves to death. Right? And I mean, it's just like, |
1:11.9 | here, here, here, here, and you look up, you're like, oh my gosh, I've spent hundreds of dollars. |
1:15.6 | How has this happened? So not to live with impulse spending is so key. And millionaires live like |
1:21.7 | that. So that is a habit to take with you. All right, habit number two is to track your spending |
1:27.0 | every single day. |
1:28.5 | So this is not about restriction, but this is about awareness and intentionality because |
1:33.4 | millionaires didn't become millionaires overnight, right? Or just it just happened. |
1:37.5 | They happen to look in their account one day. I'm like, look at all this money. |
1:40.1 | No, they knew where their money was going. They had a plan for it. And budgeting is one of those |
1:45.5 | tools to help you take your income and be purposeful with it. Because people think, well, |
1:51.6 | if I reach a certain net worth, like it's not that big of a deal, but listen, managing your money |
1:55.7 | needs to be consistent. Now, you don't probably have to nickel and dime yourself, obviously, |
1:59.5 | when you're a millionaire. You can have a lot more flexibility, and that's fine. But the stricter you are with knowing and the more disciplines you are with where your money's going, the more progress you're going to see. And so if you need help with that, the Every Dollar app is one of my favorite apps to track my spending with and to look at all of my financial goals and where |
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